Online loans amounted to $ 78.5 million. For comparison, the total cost of building a central airport is estimated at $ 30 billion.
Due to the fact that every second adult in Poland has debts, those in debt can successfully apply for a loan. In the event of problems with BIK, the amount paid may be lower than the amount entered in the application.
loans secured by real estate or movable property. Loans for those in debt are dedicated to both individuals and businesses. On the other hand, people who have debts and have no documented income should take advantage of installment loans without income certificates.
Important – non-bank institutions granting this type of loan approach each application individually. In connection with the above, the loan amount is adjusted to the borrower’s repayment possibilities.
We decided to put in one place the offers of loan companies, which they offer to their clients a loan for those in debt. What maximum amount can they count on? Is it possible to incur a financial liability without income?
MoneyFor lends money to people who have trouble paying off other financial liabilities. In order to take out a loan, all you need is an ID card and a bank account. Necessary condition – the account balance must be at least $ 0.01 The reason – this is the verification fee.
The non-bank institution does not attach much importance to the borrower’s presence in the debtors’ bases
- Loan amount – from 100 to 5000 $,
- Repayment period – from 5 to 45 days.
LapudaCash can apply to people in debt.
Because the institution grants loans with a guarantor. In this case, the creditworthiness of the guarantor and not the main borrower is checked. Loan amount – up to $ 25,000. Repayment period of 48 months.
Important – if the main borrower stops paying off the contracted liability, then the liability of settling the debt will fall on the guarantor. The guarantor is liable for the resulting debt with all his property. Withdrawal from the guarantee is very difficult. A Jew does not have to pay back the debt, only if the creditor agrees.
- Loan amount – from 2,500 to 25,000 $,
- Repayment period – from 24 to 48 months.
Auto-capital provides loans for the transfer of ownership of a car. Individuals and companies can take advantage of the offer. The applicant must be the sole owner of the pledged vehicle. It is worth emphasizing that throughout the loan period the borrower may use the movable property.
A non-banking institution does not require income certificates. Unfortunately, the debtor bases are checked. However, Autokapital.pl does not attach much importance to them, because in the event of default, it acquires full ownership of the car.
- Loan amount – from 6,000 to 100,000 $,
- Repayment period – from 12 to 48 months.
loans without BIK for repayment options.
- Loan amount – from $ 1,500 to 10,000
- Repayment period – from 6 months to 24 months.
Consolidation of payday loans
The consolidation of payday loans consists of combining several liabilities into one. Such products are provided by both banks and loan companies. However, it should be noted that banks do not consolidate loans with non-bank loans. Loan companies operate in a similar way. To sum up – only banking products can be consolidated with each other, and non-bank loans with loan companies’ products.
Mikesa consolidates loans. The amount is sent directly to loan companies where the applicant has outstanding commitments. The institution verifies BIK. However, people without creditworthiness can apply for a loan. A poor score may result in a lower loan amount.
- Loan amount – from 2000 to 8000 $
- Loan period – 12 months
The bailiff has access to the bank account in debt, the borrower should take advantage of the offer of the company, which – firstly delivers cash home, and secondly does not check BIK. However, you should be aware that it is very difficult to find an honest company that provides such loans.
Option two – taking out a loan against real estate. In this case, consequences must be taken into account. In the event of non-repayment, the creditor has the right to take over the debtor’s house or apartment.